Acquisition Funded.
Assets Protected.
A family-run manufacturer on the verge of a major acquisition —without pledging personal assets or disrupting existing bank relationships. Evercrest structured a flexible, dual-banking solution with zero personal guarantees and cash-flow-based funding to grow and protect.
30
Years
Growth Without Guarantees
A family-owned construction hardware manufacturer spotted the chance to buy a competitor at a discount—but wanted to avoid personal guarantees or tying up property, aligning with their succession plans. Evercrest built a funding solution that ticked every box.
We combined debtor finance with cashflow or EBITDA-based lending to secure the deal with minimal upfront capital, releasing personal assets while creating a split banking relationship. The result? A strategic acquisition achieved without compromising family wealth or financial flexibility—showing how the right structure drives growth on your terms.
Challenges
Bank Inflexibility
Existing lender resisted funding without personal guarantees or security.
Succession Pressure
Family needed to restructure assets and reduce personal exposure.
Limited Access
Struggled to find lenders open to cash-flow funding.
What Did Evercrest Deliver?
Acquisition Funded
Secured purchase without relying on personal asset security.
01
Assets Protected
Released personal guarantees to support family succession planning.
02
Bank Relationships
Preserved core banking ties while enhancing funding flexibility.
03
“Evercrest & Trevor made a complicated situation feel straightforward. They understood what we needed from both a funding and a family planning perspective. Getting the deal done without our personal assets back on the line was a huge win. Really glad we were pointed in their direction.”
Protect. Grow. Succeed.
When growth and family priorities collide, the right structure and advisors matter. Evercrest helped this client fund expansion while protecting personal wealth and future plans. If you’re looking to grow without risking what you’ve built, now’s the time to partner with a specialist. Contact Evercrest today and unlock smarter, safer funding options.